have fun, relax, but above all ARGUE!
http://www.theplanbforum.com/forum/
http://www.theplanbforum.com/forum/viewtopic.php?f=3&t=12221
Reuters“By being out of office [Clinton] will have the ability to make clear she is not only someone with a big idea but someone with a track record of getting things done.”
How you figure?Obamacare is a huge success.
http://www.newsmax.com/InsiderReport/Pu ... id/606248/Doctors Opting Out of Obamacare Exchange Plans
As many as 214,500 doctors will not participate in any Affordable Care Act exchange plans in the coming year, according to a medical practice trade group.
Physicians are opting out for two main reasons: concern over low reimbursement rates, and worries that in a significant number of cases they won't be paid for their services, a new survey by the Medical Group Management Association reveals.
Exchange plans, or health insurance marketplaces, facilitate the purchase of health insurance in each state in accordance with the Affordable Care Act. The exchanges provide a set of government-regulated and standardized healthcare plans from which individuals may purchase health insurance policies eligible for federal subsidies.
In March 2012, the Department of Health and Human Services set forth the procedures to be followed if patients with an exchange plan stop paying their premiums.
In the private healthcare market, an individual loses coverage after failing to pay a premium. But exchange plans must provide their members with a 90-day "grace period" to pay their premiums, Brittany La Couture of the American Action Forum points out in a report on the survey.
The insurer is required to continue coverage for 30 days. After that, any medical care given a patient will be covered by the insurer if the overdue premium is paid by the end of the 90-day period.
If the patient does not pay up, the healthcare provider will have to recover any charges incurred between the 31st and 90th day of the grace period directly from the patient.
If the patient doesn't pay, the provider won't be compensated.
A patient could conceivably join an exchange plan, stop paying the premium, receive extensive medical care, and escape paying completely.
"This is the number one reason for providers deciding not to participate in exchange plans," said La Couture, who notes that nearly 1 million individuals enrolled in exchange plans have not paid their premiums to date.
The other major reason for doctors opting out of the exchanges is their low reimbursement rates.
Compared to each dollar a private plan pays providers for a service, it’s estimated that Medicare pays $0.80 and Obamacare exchanges pay about $0.60.
The thought was that insurers would compete by lowering payments to providers, and the providers would make up the difference with an increased patient load.
"Primary care providers, however, are already overburdened and have too many patients as it is, so the increase in volume will do nothing to offset their losses," La Couture observes.
She concludes: "This reduction in payment rates has caused many physicians and hospitals to decline to accept insurance plans issued through the exchanges, thereby negating the intended effect of providing individuals with affordable care by virtue of eliminating their access to care.
"The stated goals of the law fly in the face of the actual results that it produces."
Oldr--the source for this; so far as I know, no Obamacare individual plans have deductibles that high, although some ACA-compliant group policies may--I'd have to check. For the most part, I think the deductibles offered are more in the range you first specified--$1000-$2000. And indisuring 10 million previously uninsured Americans is nothing to sneeze at.People going from $1000 to $2000 deductables to about $6000 deductables on average? That's "Affordable
What he said. Medicaid def isn't ruined yet. And for what it's worth, after spending Jan-April and July-Sept in ICU or rehab, Mom still has not had to pay one penny out of pocket, other than her Medicare premium and the premium for her supplement (which price has essentially stayed the same this year). She pays something like 210/month combined in premiums. Plus her meds at expressscript by mail prices-under 100/month.Big RR wrote:Oldr--the source for this; so far as I know, no Obamacare individual plans have deductibles that high, although some ACA-compliant group policies may--I'd have to check. For the most part, I think the deductibles offered are more in the range you first specified--$1000-$2000. And indisuring 10 million previously uninsured Americans is nothing to sneeze at.People going from $1000 to $2000 deductables to about $6000 deductables on average? That's "Affordable
Are there bad things in the plans? Certainly. But I've seen no evidence the bad outweighs the good. Indeed, with all they hype about ruining medicare (who many of the same people said was almost bankrupt anyway), I've seen no evidence of these horrible consequences.
Is that for just him - no dependents? Is he buying into an employer plan that he's required to participate in?MajGenl.Meade wrote:My brother-in-law is now paying $1800/month instead of $1000/month for medical insurance thanks to HCA. He is very unhappy about Obamacare.
How about the full article instead of a snippet - context would help - starting with who said the quoted line.MajGenl.Meade wrote:
It's a shame we're getting into a discussion about health care reform when I was hoping for some comment about the idea that being out of office is the same thing as having a good track record.... oh well.
Yes, I think your ETA is exactly what was meant. I still think the statement amusing - and endorse the idea that "being out of office" is very much to be viewed as "getting things done". After all, work is accomplished by those employees who have not yet reached their level of incompetence.Election results could boost Republican governors, Clinton campaign for 2016
By Gabriel Debenedetti
NEW YORK Wed Nov 5, 2014 8:36pm EST
“Given the challenges of a Republican Congress and the president finding common ground, there is likely to be continued paralysis and frustration at the lack of activity in Washington to address pressing needs,” said Chris Lehane, a Democratic strategist who worked in Bill Clinton’s White House. “By being out of office, (she) will have the ability to make clear she is not only someone with a big idea - but someone with a track record of getting things done.”
MajGenl.Meade wrote:"...
It's a shame we're getting into a discussion about health care reform when I was hoping for some comment about the idea that being out of office is the same thing as having a good track record.... oh well.