Plan B Forum

Was paying various bills and came across the life-insurance policy my Ex set up when we opened our (mobile)home mortgage. It's a small stipend every month, which is why I pay it no mind, but I was wondering... how would I know about my windfall if he kicked it?
If my Ex ever bought the farm, am I legally entitled to be informed in anyway, since I'm no longer his spouse, or should I just watch the SJ obituaries diligently and hope to catch his passing in the funny papers?

Beats me...I suggest calling the agent that sold you the policy.

The life insurance company doesn't keep track of the passings of insured persons. It's on the beneficiaries to report the (officially documented) death and collect on the policy.

So, I'd say it's worth your while to stay in touch with at least one mutual friend of his and yours.

Most states have an office of government that collects monies owed its citizen and residents that can’t be paid to the individual for some reason. Usually if the money is not claimed by the individual within a certain time period the money reverts to the state.

...and that's my next question: say I do hear he was hit by a garbage truck; flipped into the refuse bin, and choked on a used pamper. I assume the insurance co. isn't just going to believe my word on that, are they? I expect they'll want to see an official death certificate ...and where am I supposed to get that? (His mother never liked me in the first place) Are these things on public record? Or would digging up his skull and dropping it on the counter of the county court house be sufficient?

loCAtek wrote:...and that's my next question: say I do hear he was hit by a garbage truck; flipped into the refuse bin, and choked on a used pamper. I assume the insurance co. isn't just going to believe my word on that, are they? I expect they'll want to see an official death certificate ...and where am I supposed to get that? (His mother never liked me in the first place) Are these things on public record? Or would digging up his skull and dropping it on the counter of the county court house be sufficient?

You can get a death certificate from the county. It cost about $10/ per copy from LA County back in 2002 when my MIL passed away.

yrs,
rubato

And keep in mind that you have to get the death certificate from the county that he croaks in, so you have to know where he is when he kicks the bucket.

Or if you plan on killing him, make sure you know which county you're in when you do it.

loCAtek wrote:...and that's my next question: say I do hear he was hit by a garbage truck; flipped into the refuse bin, and choked on a used pamper. I assume the insurance co. isn't just going to believe my word on that, are they? I expect they'll want to see an official death certificate ...and where am I supposed to get that? (His mother never liked me in the first place) Are these things on public record? Or would digging up his skull and dropping it on the counter of the county court house be sufficient?

My dear Loca, do I sense some animosity towards the person whose aerobic status is in question?

Joe Guy wrote:And keep in mind that you have to get the death certificate from the county that he croaks in, so you have to know where he is when he kicks the bucket.

Or if you plan on killing him, make sure you know which county you're in when you do it.

I can neither confirm nor deny that I plan on anything; nope not I. I'm sure his final curtain call will simply be a rare, unfortunate, bathroom and power tools accident, that will be completely untraceable to me.

Just a bit of advice.... don't weld his ass to the bathtub.

It might give you away.

True, it would nice to save one of his Distal phalanx (tip of the finger) bones to be bronzed; then he would always be remembered as a little prick.

I sure hope he doesn’t have a suicidal fetish of doing woodwork in the bathtub. Need I say more.

http://www.cdph.ca.gov/certlic/birthdea ... fault.aspx

If he dies in Cali, most states have something similar.

The Arkansas Dept of Health calls it vital statistics...

liberty wrote: My dear Loca, do I sense some animosity towards the person whose aerobic status is in question?

Are you asking if I mind that he's still breathing? Yes, very much; I'd prefer that he didn't, and any gentleman with a sense of common courtesy, would stop that right now.
He just needs a firm, gentle, reminder from a jolt to the brain and other vital internal organs, to improve his etiquette.

liberty wrote:I sure hope he doesn’t have a suicidal fetish of doing woodwork in the bathtub. Need I say more.

Well, men do tend to play with wood there and you can't keep a man away from his tool.

I see a shocking situation in his future !



...if that doesn't work, I'm... there's going to be land mines planted under his welcome mat.

loCAtek you might want to check and make sure you are still the beneficiary named on the policy. The insurer can tell you that info.