A father was charged £59,400 by a Birmingham shop for wrapping paper, which should have cost just £5.94.
Dean Baker, 32, fell victim to the debit card error made by staff at Card Factory in Erdington High Street.
He had used his TSB bank card to pay £5.94 for four rolls of wrapping paper and a pack of gift tags at the store on December 22.
However, the cable engineer was stunned to find two days later that the shop had instead taken £59,416 from his account.
The mistake, which saw him paying more than 10,000 times the correct price, left Mr Baker more than £52,000 overdrawn.
Mr Baker said: "The girl on the till was a trainee. When I first put my card in the machine to pay, she said it hadn't worked and asked me to do it again, so I did. I didn't think any more of it."
But when he went to pay for lunch at a restaurant on Christmas Eve, his card was declined.
"I knew I had plenty of money in my account so I couldn't understand it," said Mr Baker, from Erdintgton. "I went to a cashpoint nearby and couldn't believe my eyes when the balance came up on the screen as being nearly £60,000 overdrawn."
The blunder saw Mr Baker's TSB bank account frozen, preventing him from being able to pay for Christmas food shopping and some last-minute gifts for his daughters, 18-month-old Harriet and seven-year-old Eden.
"I was supposed to be buying an iPad for Eden but obviously I couldn't do that, and we ended up having to beg food off relatives to pull a Christmas dinner together," said Mr Baker, who is married to IT worker Joanne.
He said the couple were later "passed from pillar to post" by TSB and Card Factory, which initially said the cash might not be refunded to his account until January 12, 2015.
Wrapped!
Wrapped!
“If you trust in yourself, and believe in your dreams, and follow your star. . . you'll still get beaten by people who spent their time working hard and learning things and weren't so lazy.”
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Re: Wrapped!
I don't use debit cards, and rarely use credit cards.
You would think that the original transaction would have been denied right away. $50K credit/debit is usually not accepted.
You would think that the original transaction would have been denied right away. $50K credit/debit is usually not accepted.