Pre-planning a funeral can be a way of saying "I love you", but it's no way to celebrate a holiday. I pre-planned my funeral because I didn't want that burden to fall on my then partner, and later on my other family members, when I died, but I wouldn't have wrapped my pre-need contract in a bow and put it under the Christmas tree for them.
"Hang on while I log in to the James Webb telescope to search the known universe for who the fuck asked you." -- James Fell
I think any guy who decides to surprise his sweetie with this as a Valentine's Day "gift" is raising the odds of having to attend his own funeral a lot sooner than he would care to...