dgs49 wrote:And just where are the doctors going to come from to treat tens of millions more people who will start going to their PCP's for "routine care" when it's "free"?
I get routine care for "free," in that I don't have to pay the doc anything, but my insurance company pays the doc from the premiums I (and everyone else) have paid it.
Do you think docs won't continue to get paid under the same arrangement? Why do you hate free-market capitalism and America?
The basis for upholding the law is not a matter of semantics for future cases, although for this case one reason is as good as another. By limiting the reach of the Commerce Clause, the court has set a limiting precedent on the power of Congress to mandate certain activities. If Congress wants to compel certain behavior, its ability to base such authority on the Commerce Clause has been weakened; instead, it may have to go the tax code route which will, from now on, be a lot tougher political path.
As for the overruling of the Medicaid, that will take some reading to see why they ruled that way.
Given how the recent rulings came out, Scalia's intemperate remarks in the Arizona case are put in context; I'm afraid in his judicial old age he's becoming the conservative equivalent of Blackmun's shrill self in his later years on the court. Hopefully, it was just a bad end of term for him and he'll regather his equanimity.
dgs49 wrote:And just where are the doctors going to come from to treat tens of millions more people who will start going to their PCP's for "routine care" when it's "free"?
I get routine care for "free," in that I don't have to pay the doc anything, but my insurance company pays the doc from the premiums I (and everyone else) have paid it.
Do you think docs won't continue to get paid under the same arrangement? Why do you hate free-market capitalism and America?
Doctors will get paid, but there are only so many doctors to go around. If you add 30+ million patients who now have no- or low-cost access to doctors, will there be enough doctors to take care of the increased patients?
I guess who cares for you varies on where you live. I still see my doctor and he does all my doctoring, with a bit of assistance from his nurse. But the increasing use of PAs and the like is a market reaction to the limited availability of doctors. To some extent, there is not a free market for doctors since there is a huge barrier to entry (8 year medical school and then licensing), and the institutions that train doctors decide how many they will educate at any one time. Eventually there can be enough doctors since new schools will pop up to train doctors if existing ones do not fill the void, but that is a 10-20 year lag given the training/licensing requirements.
I think it's an absurd assumption that 30+ 000000000000 will automatically start showing up to see a doctor or that there will even be 100% compliance.
People that go to see a doctor will go those that don't won't.
In the end it will be another bureaucratic nightmare but we can bask in the glow for now.
2014 is still 2 years away, I'll hide and watch...
Sometimes it seems as though one has to cross the line just to figger out where it is
Doctors Still have to sign off on everything and the role of PAs and NPs is extremely vauge leaving huge openings for both accidental and willful medicare and insurance fraud (But this isn't the place for that discussion)
Okay... There's all kinds of things wrong with what you just said.
I've lived in the cauldron of the individual mandate for what, 5 years or so now ---- I have NO PROBLEMS seeing a doctor for routine care or for emergency care. NONE. I even bring my Mom down here for health care because the local providers are better than who she has access to where she lives in Maine. She is on Medicare, and has had NO PROBLEMS finding physicians who take that insurance, and who will see her.
I work with clients on health care costs and contributions (related to bargaining) and many of them (plus the plan I currently have) had NO INCREASES in premiums for this year. Premiums are expected to increase <5% next year.
The penalty for not providing insurance for employers (>11 FTE equivalents) is a portion of their "fair share" contribution. For individuals who are not employed by a qualifying business, it is 50% of the lowest cost "affordable" plan available to that individual under Health Connector. Compliance comes with the filing of state tax returns.
Oh, and as I've said in other places, despite all this, the Massachusetts economy is doing extremely well.
Yes, I expect the ACA will have some rocky beginnings, as anything new experiences. But in the end, the concepts will work on the national scale as they have worked in Massachusetts, and possibly better because the pool is that much larger.
Last edited by Guinevere on Thu Jun 28, 2012 7:59 pm, edited 1 time in total.
“I ask no favor for my sex. All I ask of our brethren is that they take their feet off our necks.” ~ Ruth Bader Ginsburg, paraphrasing Sarah Moore Grimké
Long Run wrote:I guess who cares for you varies on where you live. I still see my doctor and he does all my doctoring, with a bit of assistance from his nurse. But the increasing use of PAs and the like is a market reaction to the limited availability of doctors. To some extent, there is not a free market for doctors since there is a huge barrier to entry (8 year medical school and then licensing), and the institutions that train doctors decide how many they will educate at any one time. Eventually there can be enough doctors since new schools will pop up to train doctors if existing ones do not fill the void, but that is a 10-20 year lag given the training/licensing requirements.
Medical school is 4 years. Licensing is done during school (board certification, which is not required to practice, happens later). During residency, the newly minted docs are actually practicing and seeing patients, albeit with some supervision.
“I ask no favor for my sex. All I ask of our brethren is that they take their feet off our necks.” ~ Ruth Bader Ginsburg, paraphrasing Sarah Moore Grimké
There was not much calm before the storm. Political Washington has been living on its nerves for weeks and the crowds outside the Supreme Court today were jittery, in a good-natured way.
As the clock ticked down to 10:00 both sides of Washington's 1st Street NE were packed with supporters and opponents of President Barack Obama's healthcare law. They were waving banners, erupting in occasional chants.
As one side yelled: "Healthcare for all," there was an answering cheeky chorus of "we're broke".
It was so busy that there was no phone coverage, a sobering experience for those, like me, who frantically check Twitter, the superb Scotusblog and emails.
The first indication of the ruling was a scream of delight from a group carrying pink placards, declaring: "Women for healthcare".
To the surprise of many, and against the expectation of a lot of commentators, the Supreme Court had ruled that the Affordable Care Act - "Obamacare" to its detractors - was constitutional.
While supporters of the law danced in a small, celebratory circle, opponents took to the microphone venting their fury.
They warned this was the end of the republic, that socialism was heading to the US, and speaker after speaker said the court had proved that President Obama had lied (by saying the "individual mandate" was not a tax).
Inside the White House there must have been a gust of air as everyone from the president down breathed a huge sigh of relief.
This ruling means President Obama avoids a humiliating shellacking and does not have to make a near impossible decision about how to replace an eviscerated law.
He could wipe his brow and make a speech about how this was not about politics but about the American people.
It was not one of his best: slightly hectoring, with rather a lot of numbers. He did not, for once, use the word "choice" or talk about the election.
Mitt Romney did. This is good news for the president in the sense that the alternative would have been much worse.
That does not mean it is bad news for Republicans. Far from it. Mr Romney made a short and effective speech making the central point that the only way to get rid of the law was to elect him.
He has been handed a cause.
Remember that it was fiery opposition to President Obama's healthcare plans from individuals at town hall meetings that propelled the Tea Party to national prominence and helped make it into a movement with huge political clout.
So there is no doubt this really fires up the base, They love a good betrayal and can now add the conservative chief justice to their little list.
But that is not all. Poll after poll shows a majority of Americans want the law repealed. And some surveys show that feeling is strong among independents.
It is now clear the only way it will be repealed is at the ballot box, by putting Mr Romney in the White House.
If it is true that his promise appeals strongly to swing voters then Thursday's ruling gives them a big reason to vote for him.
This is good for democracy.
Although it is the Supreme Court's job to make far-reaching decisions, it would have left a slightly sour taste in some mouths if judges, not the people, had decided the fate of this important legislation.
Now, as Mr Romney said, people have a choice.
This election really is about two very different visions of America, and there could be no more appropriate issue to fight over than healthcare, where arguments about the size and role of government and the duty of citizens and care for the vulnerable clash head-on.
Edited to add;
View from Alaska
“If you trust in yourself, and believe in your dreams, and follow your star. . . you'll still get beaten by people who spent their time working hard and learning things and weren't so lazy.”
This was the biggest surprise of the week, of the month. I'm relieved and surprised.
Obama care isn't a cure for our HC problems but it provides a mechanism to find a cure. The first step always had to be universal participation, which this achieves. Significantly, the group who have no insurance now and refuse to (or cannot) buy it will pay 1% of their salary into the kitty. A small step, but in the right direction. After 20 years of Republicans blocking any and all HC reform (other than the Plan D 'welfare for pharma' bill).
The Heritage Institute ( a famously right-wing organisation ) comes up with an idea as a way to rescue the private H.Insurance model.
Mitt Romney thinks this is a good idea and it passes with support from both parties. (almost no dissenting votes at all). It is popular and successful in Mass.
Obama passes a HC bill which is almost identical with << ZERO >> Republican votes.
Romney now says hes against it. (solely because Obama passed it with a Democrat majority ).
100% of Republicans are now against it (but like Romnycare) because they will oppose anything passed by Obama even if it is good for the country; they are partisan traitors who will do any harm to get power.
(next installment, why are Republicans still trying to kill Medicare and Social Security, the two most important programs to reduce suffering and poverty in US history?)
Insurance premiums will increase dramatically when the law fully takes effect, as insurance companies will then be required to insure everyone who seeks coverage, regardless of pre-existing conditions. Some additional cost will also be seen due to the coverage of young-adult-slackers on their parents' policies. It is not entirely clear how employers will react to this. The Obama-niks want us to think that the employers will simply eat this cost, thus making this a non-event for most Americans. But given the presence of the "exchanges," many employers, particularly smaller ones and employers in highly competitive industries (retail, food, service industries) may simply stop providing health insurance and leave the employees to their own devices. (Remember when Barry promised that no one would lose their coverage as a result of this law? How soon we forget).
The greater costs to insurers will be partly offset by the premiums paid by millions of healthy young people who would not have had insurance without the mandate. The impact of these millions of people who will be able to go visit their doctors for the price of a co-pay is difficult to predict. It could overwhelm the PCP industry, but maybe not.
If it goes through in its present form, this will ultimately be a HUGE windfall for the insurance industry (aka "Wall Street"). Barry & the Progressives will piss and moan at the rate increases, and blame the insurance companies for profiteering, but there is nothing in this law that changes the basics of insurance: premiums = cost + admin + profit. If you dramatically increase the cost, premiums will rise accordingly.
The fact is that, as of today (according to Rasmussen), a majority of Americans oppose this law, in general, and since full implementation is delayed, the results of the coming election will determine "Obamacare's" future. It would appear to be required of the Republicans running for election this time around - especially Mr. Mitt - to come up with something better and more acceptable to the general public. If the R's take the Senate, the WH, and retain the House (as appears likely) this law is at best on life support right now.
As for compulsory purchase of Chevy Volt's, it would not be constitutional, but if Congress assessed a "penalty" of $10,000 for not purchasing one, that would be perfectly, peachy, keen, and would have the same effect as forcing people to buy them.
The pundits are having a virtual circle jerk, speculating about why the Chief Justice chose to cast his vote in this way. By voting with the Libs, he was able to assign writing the opinion to himself, by which he was able to state clearly and unambiguously that this mandate was NOT CONSTITUTIONAL under the Commerce Clause, and also to strongly imply that it was the Public that fucked up by electing politicians who would write and pass such a bad law. So it's not all bad news for Conservatives, Constitutionalists, or Republicans.
"This is not a TAX!" (famous former Constitutional Law "professor")
dgs49 wrote: insurance companies will then be required to insure everyone who seeks coverage, regardless of pre-existing conditions.
Something for which Republicans have expressed unanimous support, and which they state would form a part of whatever form their version of health care reform will take. Except they haven't said how it will be paid for.
Some additional cost will also be seen due to the coverage of young-adult-slackers on their parents' policies.
Which will be offset by the additional premiums collected by continuing "family coverage" on those policies.
If it goes through in its present form, this will ultimately be a HUGE windfall for the insurance industry (aka "Wall Street").
Which is an argument for a single, universal PUBLIC payer, something Republicans are dead set against.
there is nothing in this law that changes the basics of insurance: premiums = cost + admin + profit. If you dramatically increase the cost, premiums will rise accordingly.
Which is why insurance premiums in Massachusetts increased dramatically under Romneycare.
Oh wait, they didn't?
How could that be?
I'll leave it to the foaming at the mouth crowd to explain why what didn't happen in MA will be an absolute certainty everywhere else.
It would appear to be required of the Republicans running for election this time around - especially Mr. Mitt - to come up with something better and more acceptable to the general public.
He's going to have a hard time running away from a plan that was inspired by his success in MA. He attempted to diss Obamacare by claiming that what worked in MA was unconstitutional when applied at the federal level. That argument now being completely debunked, what leg can he possibly have left to stand on in order to oppose it, without making himself look like more of a fool than he already does?
"Hang on while I log in to the James Webb telescope to search the known universe for who the fuck asked you." -- James Fell
If I was an employer unless absolutley forced to help pay for employees premiums I would pay the fine (read "TAX") and let them all go to the exchange.
It would be cheaper on the employer.
Let me add unless I was an employer that was beyond the break over, I don't exactly know where that is.
I'm sure someone could figger it out though...
Sometimes it seems as though one has to cross the line just to figger out where it is
According to this guy, insurance costs in MA are 15% about the national average. They rose initally, and then levelled off. I would want to look at the data. My costs don't seem like they have gone up much if at all over the last few years, and I know for many clients they did not increase at all this year, and are not projected to increase much if at all next year. 15% above average seems high to me -- but we also have a higher percentage of citizens with coverage than any state in the nation, and the coverage rate in MA is increasing, which it is declining in the general population. The spreading of costs concept appears to be working . . . .
BTW, Dave, read the damn opinion. In many ways it was a conservative, with a small "c" decision. Roberts is quite clear in saying that it is *not* the role of the judiciary to inquire further into the merits of legislative action, only whether that action fits within the bounds of the Constitution.
“I ask no favor for my sex. All I ask of our brethren is that they take their feet off our necks.” ~ Ruth Bader Ginsburg, paraphrasing Sarah Moore Grimké
Keld, you might risk losing those employees to one that provided insurance. But that's a decision you would have to cost out and make.
“I ask no favor for my sex. All I ask of our brethren is that they take their feet off our necks.” ~ Ruth Bader Ginsburg, paraphrasing Sarah Moore Grimké
Hahahaha, I love Dave's predictions of doom! Keep typing/sputtering furiously!
I'm no fan of the ACA, since a single-payer/universal coverage model is far superior, but it's hardly the worst thing that could happen to the U.S. healthcare system, let alone the death knell for constitutional freedoms.